Where to Get the Best Charlottesville Mortgage Rates on an ARM

If you are considering financing a house, but conventional fixed rate mortgages aren’t for you, look into an adjustable rate mortgage instead. ARMs work differently than regular home loans, and today, you could find an exceptionally low interest rate on one.

We’ve compiled the very best Charlottesville mortgage rates available for adjustable rate mortgages nearby. Learn where you can get your hands on a great rate in your city.

Lowest Charlottesville, VA ARM Rates

Whether you prefer a conventional financial institution, a credit union or prefer to bank online, there are a number of options available:

Best Charlottesville Mortgage Rates: 3/1 ARM

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Gateway Bank & Trust Company: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Union First Market Bank: 3.5%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Charlottesville: 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Capital One, National Association: 2.75%
• • No Orig. Fees
  • Points: -0.13
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Ensure you verify these mortgage rates with the lender before you apply. Interest rates are accurate as of October 15, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Charlottesville mortgage rate.